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Karma - Karma means unintelligent action. Unintelligent action is action performed without benefit of complete knowledge. Intelligent action is another topic and includes Dharma and yajña. For every unintelligent action performed in a physical life, an ungrounded emotional or mental energy is created. This energy is the basis for a potential reaction that could arise in another physical life. If during the lifetime an unintelligent action (ungrounded energy) is not completely balanced and ceases to exist as a reverbrating energy in the S'rî Chakra of the person, then the ungrounded energy adds to the karma of a subsequent life.
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