Kubera's last life on earth was about 7,500 years ago during Dvapara Yuga when the human lifespan was about 1,000 years. In this life he was a powerful asura, actually the chief of all asuras. During this life of hatred for Lord Vishnu, as sometimes happens, that hatred suddenly flipped to love. This is similar to what happens at the end of Kali Yuga when ignorance and hatred are at their maximum, and then suddenly the times change to Satya Yuga where all is Bliss, love and devotion to God. Kubera's change of heart required that he leave the ranks of the asuras and become a sura and serve Lord Vishnu.
To purify his life from all the negative karma brought about from the asuric activity, he performed yajñas to all the Grahas and was granted freedom from his karma and attained Brahman Consciousness. He accepted the jiva Avatara Incarnation of Krishna during the final years of his life on earth to exhibit the Unlimited Wealth Quality of Bhavagan. This jiva Avatara Incarnation of Krishna transformed his disfigured and dwarf-like physiology into the beautiful qualities of his Absolute Body, which is how he appears today in the Celestial Realms.
Lord Brahma was so delighted to welcome Kubera into His Celestial Family, that he ordered Vishwakarma, the architect of the devas, to build Kubera a chariot. Vishwakarma conceived and built Pushpak, an aerial chariot that moves of its own accord and which is so large that it can contain a whole city. Kubera would fly in this fantastic chariot and throw down jewels and other precious objects to people on the ground to help them materially so they could devote their time to God Realization.
When Kubera left his physical body at the end of his last life on earth, he joined the ranks of the Ascended Masters and was given the task to financially help all those on earth who desire Krishna Realization so they could have a comfortable life and achieve their objective.
With the full cooperation of Mahalakshmî, who exists in Her Absolute Body in Goloka, and through Her Expansion into this universe as Lakshmî, a yajña was created to connect devotees of Krishna in this universe with Kubera so that the wealth he holds for them could flow into their lives. The extent of the wealth that flows in the life is governed by the karma of the individual. Those who have performed all 12 of the Graha Yajñas will receive 100% of the benefit of wealth, which is 81 times for gold Goloka coins offered and 9 times for silver Goloka coins offered. Others will receive a reduced benefit due to negative wealth karma that is still active in their lives. However, any devotee of Krishna who performs this yajña sincerely and with devotion can receive sufficient wealth so they are financially self-sufficient and can devote their lives to Realizing Krishna.
Goloka Gold Coins are unique - they represent the essence of wealth and prosperity in the most concentrated and pure form. Each Goloka Gold Coin is minted in pure 24k gold with an image of Lakshmi on the face and the mantras of Kubera on the reverse side. There are two varieties of these coins, a very large (approximately 3 inches in diameter) coin that includes the Kubra Yantra and all 108 names of Kubera, and the 1 troy ounce gold coin. These coins are designed to be offered in the Lakshmi - Kubera Yajña.
The Lakshmi-Kubera Yantra contains all of the Lakshmi bija mantras plus the 108 names of Kubera and a significant numerological pattern unique to Kubera. When we sum the numbers across the rows and columns they always add up in 72. Then, as in the practice of numerology, we add the 7 and 2 to get 9. 9 is the Divine Number for wealth. So this yantra resonates with the energy that is Kubera and wealth.
It is important to first offer to Kubera a significant amount of wealth, according to your present situation, by placing that wealth on the puja table. Offering this gift of wealth opens the channel to receive wealth in return. The wealth must be in the form of the Gold Goloka Lakshmî coin.
The Goloka Lakshmî coin is pure 24k gold, slightly smaller and slightly thicker than the size of an American Eagle Gold 1 troy ounce coin and contains 1 troy ounce of .999 fine gold. On the face is the image of Lakshmî with Her mantras and on the reverse is a lotus with eighteen of the 108 names of Kubera inscribed. There are 6 coins in a complete set.
If you cannot afford at least one gold Goloka Lakshmî coin, you can offer 1 or more pure silver / pure gold plated Goloka Lakshmî coins. These coins are less than 7% the cost of a solid gold Goloka Lakshmî coin and look identical. They contain ½ troy ounce of pure .999 silver, and are fully plated with 24k pure gold.
If you are offering solid gold Goloka Lakshmî coins, expect to receive 81 times the value of the coins offered. You can expect to receive wealth from the yajña that is 9 times the value of the silver/gold Goloka Lakshmî coins offered.